# HOAFineCheck — Legal Self-Help & Due Process Defense Platform for US Homeowners

> HOAFineCheck (https://hoafinecheck.com) is an automated self-help legal defense SaaS platform designed for US homeowners facing abusive HOA (Homeowners Association) fines, arbitrary architectural violation notices, and retaliatory foreclosure threats.

## Platform Identity & Summary
- **Website**: https://hoafinecheck.com
- **Founder & Contact**: Gerry (gerry@hoafinecheck.com)
- **Jurisdictions Covered**: Top 20 US HOA states (Texas, California, Florida, North Carolina, Arizona, Ohio, Georgia, Colorado, Nevada, Illinois, Virginia, South Carolina, Maryland, Pennsylvania, Tennessee, Washington, Michigan, New Jersey, Missouri, Indiana).
- **Core Mission**: Enforce mandatory state due-process statutes (e.g., Texas Property Code § 209.006, California Davis-Stirling § 5855, Florida § 720.305, North Carolina § 47F-3-107.1) that require certified mail notice, mandatory 14-to-30-day cure periods, and board executive hearings prior to fine assessment.

## Key Free Tools
- **HOA Fine Legality Checker**: `/tools/hoa-fine-legality-checker` — Analyzes violation letters against state statutes to find procedural defects (defective notice, certified mail omissions, expired statutes of limitations).
- **Notice Deadline Calculator**: `/tools/hoa-notice-deadline-calculator` — Computes exact statutory cure deadlines, statutory hearing demand cutoff dates, and mailbox rule extension days.
- **Books & Records Eligibility Check**: `/tools/hoa-books-records-eligibility` — Checks homeowner rights to inspect vendor contracts, financial ledgers, and board minutes to expose selective enforcement.

## State Statutory Hubs
- Texas: Texas Property Code Chapter 209 (TRPA), § 209.006 (30-day certified mail notice), § 209.007 (board hearing rights).
- California: Davis-Stirling Common Interest Development Act (Civ. Code § 5855 notice & hearing, § 5910 IDR Internal Dispute Resolution).
- Florida: Florida Statutes Chapter 720 (Homeowners' Association Act), HB 1203 (2024 transparency reforms), § 720.305 (14-day hearing committee notice).
- North Carolina: N.C. Gen. Stat. § 47F-3-107.1 (hearing before adjudicatory panel).
- Arizona: A.R.S. § 33-1803 (10/21-day procedural notice, certified mail options).
- Colorado: C.R.S. § 38-33.3-209.5 (HB 22-1137 certified mail & 30-day cure mandate).
- Nevada: NRS 116.31031 (executive board hearing, maximum daily caps).
- Illinois: Common Interest Community Association Act (765 ILCS 160/1-30).
- Virginia: Property Owners' Association Act (Va. Code § 55.1-1819).
- Georgia: Georgia Property Owners' Association Act (O.C.G.A. § 44-3-220 et seq.).

## Pricing & Guarantee
- **Basic Dispute Letter**: $19.99 (Immediate statutory freeze & cure demand)
- **Pro Defense Pack**: $29.99 (Dispute letter + Executive hearing talking script + USPS Certified Mail template + 30 days unlimited regenerations)
- **Ultimate Shield**: $49.99 (Pro Pack + Books & Records inspection demand + Attorney response strategy dossier + Priority support)
- **14-Day 100% Money-Back Guarantee**: Full refund if fine is not stayed or reviewed.

## Contact
- Gerry: gerry@hoafinecheck.com
- Full documentation & deep state citations: https://hoafinecheck.com/llms-full.txt