50-State HOA Fine Defense & Statutory Due Process Directory
Select your state to discover governing planned community statutes, mandatory notice periods, certified mail defense triggers, and executive hearing rights.
Alabama
Ala. Code § 35-8A
Alabama non-profit code mandates reasonable notice specificity and an opportunity for a hearing before fine imposition.
Alaska
Alaska Stat. § 34.08
Alaska UCIOA requires notice and hearing prior to any disciplinary fine or suspension of privileges.
Arizona
A.R.S. § 33-1803
Arizona § 33-1803 gives homeowners 21 calendar days to contest violation notices in writing before the board can proceed.
Arkansas
Ark. Code § 18-13
Arkansas statutory law requires written notice of violation and a reasonable opportunity to cure prior to legal action.
California
Cal. Civ. Code § 5855
California Civil Code § 5855 requires 10 days advance written notice and an executive hearing before any discipline. Owner has unilateral right to free IDR mediation.
Colorado
C.R.S. § 38-33.3
C.R.S. § 38-33.3-209.5 (HB 22-1137) mandates certified mail, two 30-day cure periods, and bans foreclosure liens based on violation fines.
Connecticut
Conn. Gen. Stat. § 47-244
Connecticut CIOA mandates notice and an opportunity to be heard before levying any fine for rule violations.
Delaware
25 Del. C. § 81
Delaware DUCIOA requires written notice and hearing rights before the executive board before fine assessments become valid.
District of Columbia
D.C. Code § 42-1903
D.C. Code requires specific written citation of bylaws and hearing opportunity before fine or assessment imposition.
Florida
Fla. Stat. § 720.305
Florida Statutes § 720.305 & 2024 HB 1203 mandate 14 days notice before an independent 3-member committee of non-board owners. Trash can and parking restrictions strictly limited.
Georgia
O.C.G.A. § 44-3-223
Georgia POAA requires written statement of the alleged violation and right to be heard before suspension or fine levying.
Hawaii
HRS § 421J
Hawaii Chapter 421J mandates dispute resolution procedures and fair notice before administrative penalties.
Idaho
Idaho Code § 55-115
Idaho Code § 55-115 prohibits HOA fines unless explicitly authorized by CC&Rs and requires majority board vote at open meeting.
Illinois
765 ILCS 160
Illinois CICAA requires written notice specifying charges and an open hearing before fine assessments.
Indiana
Ind. Code § 32-25.5
Indiana Code requires clear notice of covenant breach and fair grievance procedure prior to collection actions.
Iowa
Iowa Code § 499B
Iowa law mandates reasonable notice and administrative due process before penalties can attach to property.
Kansas
K.S.A. § 58-4608
Kansas UCIOBR grants unit owners hearing rights before the board before fines or restrictions take effect.
Kentucky
KRS § 381.9103
Kentucky statutes require written notice specifying the violation and opportunity for board review.
Louisiana
La. R.S. § 9:1141
Louisiana Civil Code and HOA Act mandate strict compliance with recorded restrictions and written notice.
Maine
33 M.R.S. § 1601
Maine law requires notice and an opportunity to be heard before levying any fine for rule violations.
Maryland
Md. Code § 11B-111.1
Maryland Real Property § 11B-111.1 mandates notice and an opportunity for a hearing before any penalty is imposed.
Massachusetts
M.G.L. c. 183A
Massachusetts requires strict adherence to master deed enforcement procedures and written notice.
Michigan
MCL § 559.206
Michigan law requires notice of alleged default and a reasonable cure period before fine enforcement.
Minnesota
Minn. Stat. § 515B
Minnesota MCIOA requires notice and hearing procedures before fines or assessment penalties can be assessed.
Mississippi
Miss. Code § 89-9
Mississippi corporate law requires procedural fairness and clear bylaw authorization prior to monetary sanctions.
Missouri
Mo. Rev. Stat. § 448
Missouri law mandates written notice with specific covenant references and reasonable opportunity to cure.
Montana
Mont. Code § 70-23
Montana statutes protect owner rights and require due process prior to fine assessments.
Nebraska
Neb. Rev. Stat. § 76-825
Nebraska law requires written notice of violation and procedural fairness before fines.
Nevada
NRS 116.31031
Nevada NRS 116.31031 strictly regulates fines, caps penalties at $100 per violation, and requires formal executive hearing.
New Hampshire
RSA 356-B
New Hampshire statutes require hearing rights before fine assessment or privilege revocation.
New Jersey
N.J.S.A. 45:22A
New Jersey law grants all homeowners the absolute right to Alternate Dispute Resolution (ADR) before litigation or fines.
New Mexico
N.M. Stat. § 47-16-1
New Mexico HOA Act requires transparent notice and reasonable dispute review procedures.
New York
N.Y. RPL § 339
New York law subjects board actions to the business judgment rule and procedural bylaw notice requirements.
North Carolina
N.C. Gen. Stat. § 47F
N.C. Gen. Stat. § 47F-3-107.1 requires an official adjudicatory panel hearing before fine levying. Continuing fines capped at statutory maximums.
North Dakota
N.D.C.C. § 47-04.1
North Dakota law requires procedural due process and clear bylaw authorization prior to monetary sanctions.
Ohio
ORC § 5312.11
Ohio Revised Code § 5312.11 requires written notice citing the specific rule violated and a right to a hearing before fine assessment.
Oklahoma
60 O.S. § 851
Oklahoma law requires covenant violations to be supported by specific deed restrictions and fair notice.
Oregon
ORS § 94.630
Oregon Planned Community Act requires notice and opportunity for a hearing before the board prior to fine collection.
Pennsylvania
68 Pa.C.S. § 5302
Pennsylvania UPCA mandates notice and an opportunity to be heard before levying any fine for rule violations.
Rhode Island
R.I. Gen. Laws § 34-36.1
Rhode Island law mandates notice and hearing rights before fines or suspension of common element privileges.
South Carolina
S.C. Code § 27-30
South Carolina HOA Act requires rules and fine schedules to be officially recorded with the county to be legally enforceable.
South Dakota
SDCL § 43-15A
South Dakota law requires reasonable notice and administrative due process before penalties attach.
Tennessee
Tenn. Code § 66-27
Tennessee statutes mandate procedural fairness, written notice of charges, and opportunity for board review.
Texas
Tex. Prop. Code § 209
Texas Property Code § 209.006 strictly mandates 30-day Certified Mail notice with return receipt prior to any fine. Fines cannot accrue while cure is pending.
Utah
Utah Code § 57-8a
Utah Community Association Act requires written notice specifying the rule breached and at least 48 hours to cure before fines.
Vermont
27A V.S.A. § 3-102
Vermont UCIOA requires notice and hearing opportunity before levying fines or suspending privileges.
Virginia
Va. Code § 55.1-1819
Virginia POAA requires 14 days advance written notice and a formal executive hearing before fine assessment or suspension.
Washington
RCW 64.90
Washington WUCIOA mandates hearing opportunity before the board and strict procedural notice before fine levying.
West Virginia
W. Va. Code § 36B
West Virginia law requires notice and hearing rights before the executive board before fine assessments.
Wisconsin
Wis. Stat. § 703
Wisconsin law protects owner due process and requires reasonable notice before fines can be enforced.
Wyoming
Wyo. Stat. § 34-20
Wyoming non-profit law requires procedural fairness and clear declaration authority prior to monetary penalties.