2026 STATUTORY REGISTRY ACTIVEFacing an unlawful HOA fine or hearing? All 50 states + DC due-process defense protocols are live.
HOAFineCheckDue Process Defense
Comprehensive 50-State Statutory Database

50-State HOA Fine Defense & Statutory Due Process Directory

Select your state to discover governing planned community statutes, mandatory notice periods, certified mail defense triggers, and executive hearing rights.

Showing 51 statesClick any state for full statutory guide
AL

Alabama

Ala. Code § 35-8A

Alabama non-profit code mandates reasonable notice specificity and an opportunity for a hearing before fine imposition.

14 Days14d Cure
View Guide
AK

Alaska

Alaska Stat. § 34.08

Alaska UCIOA requires notice and hearing prior to any disciplinary fine or suspension of privileges.

15 Days15d Cure
View Guide
AZ

Arizona

A.R.S. § 33-1803

Arizona § 33-1803 gives homeowners 21 calendar days to contest violation notices in writing before the board can proceed.

21 Days21d Cure
View Guide
AR

Arkansas

Ark. Code § 18-13

Arkansas statutory law requires written notice of violation and a reasonable opportunity to cure prior to legal action.

14 Days14d Cure
View Guide
CA

California

Cal. Civ. Code § 5855

California Civil Code § 5855 requires 10 days advance written notice and an executive hearing before any discipline. Owner has unilateral right to free IDR mediation.

10 Days10d Cure
View Guide
CO

Colorado

C.R.S. § 38-33.3

Certified Mail

C.R.S. § 38-33.3-209.5 (HB 22-1137) mandates certified mail, two 30-day cure periods, and bans foreclosure liens based on violation fines.

30 Days30d Cure
View Guide
CT

Connecticut

Conn. Gen. Stat. § 47-244

Connecticut CIOA mandates notice and an opportunity to be heard before levying any fine for rule violations.

14 Days14d Cure
View Guide
DE

Delaware

25 Del. C. § 81

Delaware DUCIOA requires written notice and hearing rights before the executive board before fine assessments become valid.

15 Days15d Cure
View Guide
DC

District of Columbia

D.C. Code § 42-1903

D.C. Code requires specific written citation of bylaws and hearing opportunity before fine or assessment imposition.

15 Days15d Cure
View Guide
FL

Florida

Fla. Stat. § 720.305

Florida Statutes § 720.305 & 2024 HB 1203 mandate 14 days notice before an independent 3-member committee of non-board owners. Trash can and parking restrictions strictly limited.

14 Days14d Cure
View Guide
GA

Georgia

O.C.G.A. § 44-3-223

Georgia POAA requires written statement of the alleged violation and right to be heard before suspension or fine levying.

14 Days14d Cure
View Guide
HI

Hawaii

HRS § 421J

Hawaii Chapter 421J mandates dispute resolution procedures and fair notice before administrative penalties.

14 Days14d Cure
View Guide
ID

Idaho

Idaho Code § 55-115

Idaho Code § 55-115 prohibits HOA fines unless explicitly authorized by CC&Rs and requires majority board vote at open meeting.

30 Days30d Cure
View Guide
IL

Illinois

765 ILCS 160

Illinois CICAA requires written notice specifying charges and an open hearing before fine assessments.

14 Days14d Cure
View Guide
IN

Indiana

Ind. Code § 32-25.5

Indiana Code requires clear notice of covenant breach and fair grievance procedure prior to collection actions.

14 Days14d Cure
View Guide
IA

Iowa

Iowa Code § 499B

Iowa law mandates reasonable notice and administrative due process before penalties can attach to property.

14 Days14d Cure
View Guide
KS

Kansas

K.S.A. § 58-4608

Kansas UCIOBR grants unit owners hearing rights before the board before fines or restrictions take effect.

14 Days14d Cure
View Guide
KY

Kentucky

KRS § 381.9103

Kentucky statutes require written notice specifying the violation and opportunity for board review.

14 Days14d Cure
View Guide
LA

Louisiana

La. R.S. § 9:1141

Louisiana Civil Code and HOA Act mandate strict compliance with recorded restrictions and written notice.

15 Days15d Cure
View Guide
ME

Maine

33 M.R.S. § 1601

Maine law requires notice and an opportunity to be heard before levying any fine for rule violations.

14 Days14d Cure
View Guide
MD

Maryland

Md. Code § 11B-111.1

Maryland Real Property § 11B-111.1 mandates notice and an opportunity for a hearing before any penalty is imposed.

15 Days15d Cure
View Guide
MA

Massachusetts

M.G.L. c. 183A

Massachusetts requires strict adherence to master deed enforcement procedures and written notice.

14 Days14d Cure
View Guide
MI

Michigan

MCL § 559.206

Michigan law requires notice of alleged default and a reasonable cure period before fine enforcement.

14 Days14d Cure
View Guide
MN

Minnesota

Minn. Stat. § 515B

Minnesota MCIOA requires notice and hearing procedures before fines or assessment penalties can be assessed.

14 Days14d Cure
View Guide
MS

Mississippi

Miss. Code § 89-9

Mississippi corporate law requires procedural fairness and clear bylaw authorization prior to monetary sanctions.

14 Days14d Cure
View Guide
MO

Missouri

Mo. Rev. Stat. § 448

Missouri law mandates written notice with specific covenant references and reasonable opportunity to cure.

14 Days14d Cure
View Guide
MT

Montana

Mont. Code § 70-23

Montana statutes protect owner rights and require due process prior to fine assessments.

14 Days14d Cure
View Guide
NE

Nebraska

Neb. Rev. Stat. § 76-825

Nebraska law requires written notice of violation and procedural fairness before fines.

14 Days14d Cure
View Guide
NV

Nevada

NRS 116.31031

Nevada NRS 116.31031 strictly regulates fines, caps penalties at $100 per violation, and requires formal executive hearing.

14 Days14d Cure
View Guide
NH

New Hampshire

RSA 356-B

New Hampshire statutes require hearing rights before fine assessment or privilege revocation.

14 Days14d Cure
View Guide
NJ

New Jersey

N.J.S.A. 45:22A

New Jersey law grants all homeowners the absolute right to Alternate Dispute Resolution (ADR) before litigation or fines.

14 Days14d Cure
View Guide
NM

New Mexico

N.M. Stat. § 47-16-1

New Mexico HOA Act requires transparent notice and reasonable dispute review procedures.

15 Days15d Cure
View Guide
NY

New York

N.Y. RPL § 339

New York law subjects board actions to the business judgment rule and procedural bylaw notice requirements.

14 Days14d Cure
View Guide
NC

North Carolina

N.C. Gen. Stat. § 47F

N.C. Gen. Stat. § 47F-3-107.1 requires an official adjudicatory panel hearing before fine levying. Continuing fines capped at statutory maximums.

14 Days14d Cure
View Guide
ND

North Dakota

N.D.C.C. § 47-04.1

North Dakota law requires procedural due process and clear bylaw authorization prior to monetary sanctions.

14 Days14d Cure
View Guide
OH

Ohio

ORC § 5312.11

Ohio Revised Code § 5312.11 requires written notice citing the specific rule violated and a right to a hearing before fine assessment.

14 Days14d Cure
View Guide
OK

Oklahoma

60 O.S. § 851

Oklahoma law requires covenant violations to be supported by specific deed restrictions and fair notice.

14 Days14d Cure
View Guide
OR

Oregon

ORS § 94.630

Oregon Planned Community Act requires notice and opportunity for a hearing before the board prior to fine collection.

14 Days14d Cure
View Guide
PA

Pennsylvania

68 Pa.C.S. § 5302

Pennsylvania UPCA mandates notice and an opportunity to be heard before levying any fine for rule violations.

14 Days14d Cure
View Guide
RI

Rhode Island

R.I. Gen. Laws § 34-36.1

Rhode Island law mandates notice and hearing rights before fines or suspension of common element privileges.

14 Days14d Cure
View Guide
SC

South Carolina

S.C. Code § 27-30

South Carolina HOA Act requires rules and fine schedules to be officially recorded with the county to be legally enforceable.

14 Days14d Cure
View Guide
SD

South Dakota

SDCL § 43-15A

South Dakota law requires reasonable notice and administrative due process before penalties attach.

14 Days14d Cure
View Guide
TN

Tennessee

Tenn. Code § 66-27

Tennessee statutes mandate procedural fairness, written notice of charges, and opportunity for board review.

14 Days14d Cure
View Guide
TX

Texas

Tex. Prop. Code § 209

Certified Mail

Texas Property Code § 209.006 strictly mandates 30-day Certified Mail notice with return receipt prior to any fine. Fines cannot accrue while cure is pending.

30 Days30d Cure
View Guide
UT

Utah

Utah Code § 57-8a

Utah Community Association Act requires written notice specifying the rule breached and at least 48 hours to cure before fines.

14 Days14d Cure
View Guide
VT

Vermont

27A V.S.A. § 3-102

Vermont UCIOA requires notice and hearing opportunity before levying fines or suspending privileges.

14 Days14d Cure
View Guide
VA

Virginia

Va. Code § 55.1-1819

Virginia POAA requires 14 days advance written notice and a formal executive hearing before fine assessment or suspension.

14 Days14d Cure
View Guide
WA

Washington

RCW 64.90

Washington WUCIOA mandates hearing opportunity before the board and strict procedural notice before fine levying.

14 Days14d Cure
View Guide
WV

West Virginia

W. Va. Code § 36B

West Virginia law requires notice and hearing rights before the executive board before fine assessments.

14 Days14d Cure
View Guide
WI

Wisconsin

Wis. Stat. § 703

Wisconsin law protects owner due process and requires reasonable notice before fines can be enforced.

14 Days14d Cure
View Guide
WY

Wyoming

Wyo. Stat. § 34-20

Wyoming non-profit law requires procedural fairness and clear declaration authority prior to monetary penalties.

14 Days14d Cure
View Guide